エストニア経済ニュース
2015年2月17日~2015年4月6日のエストニア経済ニュース
●スタートアップ企業の納税ランキング 
        Top tax-payers among the startups were listed according  to the tax-offices listing. The first place is achieved by Transferwise  Estonian section, followed by an advertising platform AdCash , the most  successful local game producer Creative Mobile and a software company  ZeroTurnaround. (Äripäev, page 10-11, February 17, 2015)
●タルトゥ空港からの新路線の計画
        A Finnish entrepreneur opens a flight-business in  Tartu. With a bit of good luck, the flight services are expected to start  already next year. The envisioned destinations are Black Sea, Riga and  Stockholm. (Äripäev, page 12-13, February 17, 2015)
●エストニアのLHV銀行,EU資金を小企業に融資 
        LHV bank starts to mediate European money to small  enterprises. According to a contract between the LHV bank and European  Investment Fund, LHV can offer up to 40 million euros of loans to small  innovative companies during the upcoming two years. EU and EIF will guarantee  the loans in 50%. (Postimees, page 10, February 18, 2015)
●政府機関のIT職員が近年増加傾向 
        The state is employing increasing number of  IT-specialists. During the recent years both the number of IT specialists  working in state institutions and their average salary has increased, making  the state the largest employer in this sector. It can be questioned, whether it  would not be more efficient to buy most of the services from the private sector  instead, as such centralization might make the costs less transparent and also  put private sector to a difficult position.  (Äripäev, page 4-5, February  18, 2015)
●モスクワの食品貿易フェアでエストニアのニシンが1位に表彰
      Estonian sprats were awarded the 1st prize at the trade  fare in Moscow. During the international food trade fare Prodexpo in Moscow,  the sprat fillet from DGL Shipping Ltd. (produced at Maardu) was awarded the  1st prize in the fish-products category. (Äripäev, page 5, February 18, 2015)
 ●国会,CO2排出権の新たな取引スキームを承認 
        New trading scheme for CO2 emission. The parliament  confirmed new CO2 trading scheme that sets limits in so far unconstrained  sectors as transportation and agriculture. The first predictions suggest  Estonia will have surplus that allows to earn millions of euros from selling  the unused quotas. (Äripäev, page 9, February 18, 2015)
●TransferWise社(電子国際送金),ニューヨーク支店をオープン 
        TransferWise made it to Americans. TransferWise  announced, that it has opened an office in New York, as planned. In addition to  US, the service has now become available in Canada, Brazil, Malaysia,  Philippines and Nigeria. TransferWise has shown rapid growth during past year,  hiring 200 new emplyees and receiving another 60 million euros investment this  January. TrasferWise press release: “Our little revolution has made it to every  continent!” (Äripäev, page 6, February 19, 2015)
●消費者金融規制法が可決 
        A fast-loan regulation law was passed in parliament. It  states that the credit-contract is futile in case the interest rate and  additional fees sum up to more than 3 times the average of corresponding costs  for the consumption-loans. The goal is to protect the consumer for unreasonably  high fees. (Äripäev, page 7, February 19, 2015)
●IT関連スタートアップのPlumbr社に60万ユーロの出資 
        A successful start-up Plumbr received 600 000 euros of new investments, including a  contribution from Jaan Tallinn who states that Skype could have saved millions  with the help of Plumbr. Plumbr is specialized to find faults in IT systems and  software before it reaches the end-users. Plumbr was founded by four Estonians  in 2011. At the moment the company hires 17 employees and has over 100  customers over the world, including NASA, NATO and Dell. (Äripäev, page 8,  February 19, 2015)
●世界経済フォーラムの競争力ランキング:29位エストニア(昨年の順位と同じ) 
        Estonia positions at 29th place in Worlds Economy Forum  “Global Competitiveness Report 2014-2015”. Development Fund specialist Annika  Lentso points out that the main problem of Estonia in comparison to the Nordic  countries is low fraction of science and innovation in enterprises, thus  academy and businesses should be brought closer together (Äripäev, page 7,  February 26, 2015)
●EU,経済報告書でエストニアを評価 
        European Union published a report on member countries’  economies. While Estonia is doing well, 16 countries will be strictly  monitored. Regarding Estonia, they mentioned growth-promoting tax system,  decreasing working-age population, high work-related taxes and risk of poverty.  (Postimees, Page 8, February 28, 2015)
●エストニア中央銀行,住宅ローンに新たな規制 
        Estonian Bank set three additional restrictions for  housing loans. The rules need to be followed by all commercial banks that give  housing loans and state that the loan-sum can be at most 85% of the value of  the real estate that is set as guarantee; All monthly loan payments need to  remain within 50% of the income and the maximum length for a housing loan  contract is 30 years. (Äripäev, page 3, March 5, 2015)
●スタートアップのTestilo社(携帯アプリ)に米・日本・中国から100万ドル以上の出資 
        Successful Estonian start-up Testilo found investors  from US, Japan and China. In a short time-scale the start-up has collected more  than million dollar worth of investments. Testilo offers the service of testing  of mobile applications, meant for software development companies that need to  test and improve their applications before going to the market. (Äripäev, page  6-7, March 5, 2015)
●エストニアのベンチャー向け投資団体,昨年480万ユーロの投資 
        The members of Estonian Business Angels Association  (EstBAN) invested 4.8 million euros last year in beginning enterprises. In  total 100 investments in 65 companies were made. EstBan has 90 members who  jointly analyze and make investments in innovative startups. (Äripäev, page 7,  March 5, 2015)
●2月Tallink社乗客数,前年同月比-5% 
        In Ferbruary the number of passengers of Tallink  decreased by 5% in comparison to last year. (Äripäev, page 7, March 5, 2015)
●新企業への補助金額,3倍増に 
        Setting-up support for beginning companies tripled.  Minister of Foreign Trade and Investment Anne Sulling has signed a regulation  to triple the setting- up benefit made available to new companies that will now  be set at 15 000 euros. This replaces the earlier system to offer a starting  support of 5000 euros and growth support of 32 000 euros. Companies that apply  for the support instrument must meet a set of goals within three years,  including creation of jobs and strong growth of sales revenue. (Äripäev, page  7, March 10, 2015)
●2014年のエストニア企業総利益,前年比+3% 
        The total profit in Estonian business sector was 3.3  milliard euros last year, which is 3% more than earlier. The total profit has  shown increase for 5th year in a row. (Äripäev, page 8, March 10, 2015)
●エストニアの裁判制度,EUで3番目の効率性 
        Estonian court system is evaluated to be one of the  most efficient ones in EU. The recently published European justice system  rankings concluded that Estonian courts spent on average of 130 days on civil  and financial cases in 2013, ranking third after Luxembourg (53 days) and  Lithuania (94) days. (Postimees, page 3, March 11, 2015)
●ユーロスタット:エストニアは欧州で最も成長している国の一つ 
        Estonian GDP grew by 2.1 percent in 2014. The growth  reached 3 percent in the fourth quarter, being one of the fastest growing  economies in Europe according to Eurostat. Added value grew the most in the  processing industry, retail and energy. (Postimees, page 10, March 12, 2015) 
●各社,中欧やアジア等の新市場に注目 
        Companies hope for growth in export. According to the  fresh survey from Swedbank, entrepreneurs look for new markets and have turned  to the central Europe, especially Germany. Asian direction is also attracting  increasingly more interest. Estonia still has competitive advantage in Nordic  Countries due to geographical location, while Lithuania and Poland have better  geographical position for the German market. Especially for food industry,  logistics is a very important factor. Estonia could concentrate on high-quality  ecological products that can be sold with much higher prices. (Äripäev, page  6-7, March 12, 2015)
●女性役員の比率は35%で世界のトップ5 
        Estonia has many female managers. In Estonia 35% of the  board members of the companies are female according to a survey by Grant  Thorston auditing company, being in top five in the world, composed of Russia,  Estonia, Poland, Georgia and Latvia. As the reason for high numbers of female  managers in Eastern Europe, one can point out very large female employment in  the former Soviet Union, but also demographic situation – male-female ratio is  about 100/120 in these countries. The lowest rate of female managers is in  Japan with 8%, followed by Germany with 14%. (Eesti Päevaleht, page 10, March  13, 2015)
●平均賃金の上昇と欧州平均を上回るインフレの見通し 
        The raise of an average salary increases inflation. The  prediction for inflation rate is 2.2% this year and 3.1% next year, which are  both higher than European average. The volume of loans for companies should  increase considerably, as a usual interest rate is 3%. Good loan conditions are  promoting investments. (Äripäev, page 3, March 13, 2015)
●フィンランドのIT企業,サポートセンターを設置 
        Finnish IT-company Tieto brings its support-center to  Estonia, creating about 100 new jobs. 49 people have been employed so far.  Tieto indicated three reasons for the move: a possibility to offer a service  more efficiently, cheaper and with higher quality. (Postimees, page 10, March  17, 2015)
●ロシアのビジネスマン,エストニア東部へ製油所建設を計画 
        Estonian largest industrial investment might be made in  Sillamäe. Aleksei Skidanov, an entrepreneur from Moscow, wishes to create an  oil refining factory at the industrial area of Sillamäe port in order to sell  high quality fuel both in Estonia and abroad. The plan is to start production  in three years, investing 880 million euros, which would be the largest  industrial investment after the re-independence of Estonia. The necessary  specialists and workers will be trained in Sillamäe vocational school. (Postimees,  page 10-11, March 17, 2015)
●タルトゥ大学,文系用ITカリキュラムを新設 
        Tartu University opens a new curriculum - “information  and knowledge management” - that joins humanities and IT. For a long time  Estonian job market has been in a situation, where IT-sector suffers from a  lack of work-force, at the same time when the graduates from humanities and  social sciences find no jobs in their field. Top-programmers indeed need long  and dedicated education, but many other specialists are needed in the IT  sector, such as analytics, project managers and customer advisers, where IT  knowledge is complementary with a profile of some other field. (Eesti  Päevaleht, page 5, March 19, 2015)
●タルトゥ大学病院,欧州がん研究所機構(OECI)から認証 
        Organisation of European Cancer Institutes  accredited Tartu University Hospital in February. It means the hospital is one  of the best cancer treatment centers.
        (Eesti  Päevaleht, page 6, March 21, 2015)
●エンタープライズ・エストニア,医療分野向けITサービス開発企業に補助金 
        Enterprise  Estonia supported a young IT-company of Margus Linnamäe, the 15th richest  businessman in Estonia, with more than 500 000 euros to create a  support-service center. Linnamäes  company Upitech will mainly develop IT services for the health-care sector.  (Äripäev, page 4-5, March 30, 2015)
●TransferWise社(電子国際送金),米国のフロリダとタンパに事務所開設 
        Estonian start-up TransferWise opens two new offices in  US: Florida and Tampa. Expanding to Germany is foreseen in the future.  (Äripäev, page 10, April 1, 2015)
●TransferWise社(電子国際送金),昨年4倍の成長 
        TransferWise  has made a few million euros of loss, but grew more than four times during the  past year. The focus of  this year will remain to be international growth. One of the founders, Taavet  Hinrikus commented that the company has long-term goals and the success in the  future depends on the rate of growth that is achieved at the moment. Last week  Financial Times wrote that during next 10 years such direct money-transfer  platforms will substitute typical currency-exchange services. Great Britain was  brought as an example, where the money transfer and exchange market has been  mostly overtaken by TransferWise. (Äripäev, page 6, April 6, 2015)
